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Estate planning tips to ensure your pets are provided for  Our pets are a very big part of our lives. They keep us active, provide kisses and cuddles and are a source of endless smiles. And while we may not want to think about the ‘what ifs’, planning for your pets’ wellbeing if something should happen to you is crucial. It can make the transition for your pets easier, ensure that they don’t end up in a shelter (or worse) and will provide you with peace of mind that they will be cared for. Estate planning, which is part of a holistic financial plan, is crucial. Also crucial is ensuring that you have an updated Last Will and Testament in place. A Will is a legal document that states your wishes if something should happen to you. It takes your dependants, assets and liabilities into account and ensures that your loved ones are cared for when you are not able to.  “When I do an estate plan, I usually ask clients’ about their assets and liabilities, whether they have kids (minors) and pets

Hydrotherapy is a part of alternative medicine (particularly naturopathy), occupational therapy and physiotherapy that involves the use of water for pain relief and treatment.  Hydrotherapy encompasses a broad range of approaches and therapeutic methods that take advantage of the physical properties of water, such as temperature and pressure, to stimulate blood circulation and treat the symptoms of certain conditions. But it is not exclusively reserved for humans. Hydrotherapy has become a popular way to treat animals, particularly because it is a low impact exercise on the joints and great for weight loss. Think of it as water aerobics for animals.  My Rottweiler Kygo, started his hydrotherapy journey almost two years ago when he was limping. He was walking uncomfortably and was being treated by an animal physiotherapist. His exercise routine was significantly reduced while he was healing and she recommended hydrotherapy as a form of exercise and for rehabilitation.  Kygo took to hydr